The Upside of the Downturn

I’m just going to assume you know what’s going on in our country right now. Although it’s an exciting time, on the cusp of the presidential election, it’s also a really hard time for the average American in every aspect. Times are tough, but here are five great reasons why the economic downturn sucks for everyone but us.

1. It’s a smart time to invest in your 401K. With stock prices this low, now is the perfect time to buy because you get more bang for your buck. Check with your company to find out more about the investment options and just get investing.

2. There are tons of choices for your first house. With the housing market taking a dive, it’s a true buyers market. If you’re not in the position to purchase right now, start saving a little each month and keep up your good credit, so in four years (when the economy still sucks) you’ll be in the perfect place to sign on the line for your first home.

3. It’s a great opportunity to find out just how little money you can live on. Remember in college when ate Top Ramen for two weeks after you got tanked and blew your paycheck buying a round of Jagger Bombs for the entire bar ? This recession is kind of like that. Determine what you really need in life, spend your hard earned money on that stuff, and save the rest. It sucks, but hello! we’re in a recession people.

4. Now is the time to learn what differentiates the employee who keeps her job from the one who loses it. Find out how to make yourself an indispensable part of your organization. If you’re a slacker, a winer, a drunk, a hypochondriac, a perv, or just plain annoying to your coworkers, pack up your cube, because you’ll be in the first to go.

5. Times like these are an amazing reason to celebrate! Unlike the majority of Americans, you actually have a job, didn’t lose thousands in the stock market and the only other living thing you’re responsible for is your make-believe cat because your landlord wont let you have a real one. Live it up, and thank your lucky stars that you’re not in your parents’ situation right now.

image from mycrmblog.com

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November 2, 2008. Tags: , , , , , . Life-in General.

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